Commercial Specialty Insurance - Construction, Workers Comp, Commercial Auto - Tampa, Florida, Hillsborough

Commercial Specialty Insurance

9422 Balm Riverview Road • Riverview, FL 33569 • Phone 813-671-5400 • Fax 813-315-6785

Certified WorkComp Advisor

Trained

Knowledgeable

Experienced

Workers Comp Forms

Exemption Form

PEO White Paper

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Save on Workers Comp

Our Workers Compensation programs are unique to the industry. Through strategic alliances, we have created a way that a business can pay their Workers Compensation Insurance as they pay their payroll.

"Pay As You Go" Workers Compensation Coverage

This takes the need for large deposits away and allows you to keep more money in your pocket. It follows the curve of your business season and reduces the risk of large, surprising Audits.

Our Workers Compensation pay as you go is for the contractors, as well as the non-contractors. We can write workers compensation insurance for any business. For Doctors, roofers, well drillers, restaurants, just to name a few.

Certified WorkComp Advisor

Certified WorkComp Advisor

The Institute of WorkComp Professionals requires each insurance agent to go through extensive training before earning Certification. But, that's not all. They are also trained to read the "fine print" and know the rules.

A Certified WorkComp Advisor,CWCA, is aware of all the potential errors

  • Audit
  • Experience Modification Factor
  • Back-to-work programs
  • Employee Classifications
  • Injury Management and more

Employers understand after just a few minutes together that Certified WorkComp Advisors really know the entire Workers’ Comp System.

A Certified WorkComp Advisor offers these benefits:

  • Identifies errors and submits them for correction.
  • Locates Experience Modification mistakes and follows up to get them corrected.
  • Obtains refunds for “money left on the table.”
  • Helps employers establish a process for reducing costs and eliminating future errors.
  • Serves as a continuing advisor.
  • Monitors to confirm each client’s WorkComp program is mistake free.
  • Committed to ex mod and cost reduction over time.

WorkComp does not pay for employee injuries. You do!

Once you understand that you write the checks for your employee's injuries, you realize how critical it is to have a proven process in place when an employee suffers an injury.

Claims adjusters are buried under heavy caseloads. Add Managed Care to the mix and your employee's injury management is often outsourced to a case management company.

You just can't notify the insurance company your employee was injured and expect them to handle the case properly. You must have a proven process in place to minimize the cost of the injury and expedite your injured employee's return to work.

If all this isn’t enough, an Albert Einstein would have trouble with the Experience Modification Rating formula!

 

 

Commercial Specialty Insurance LLC

9422 Balm Riverview Road • Riverview, FL 33569

Phone 813-671-5400 • Fax 813-315-6785

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