Be Safe, Not Sorry
If you’re in business – almost any kind of business – Commercial Specialty Insurance can cover your commercial vehicle insurance needs. With customers in a wide range of industries, we take care of commercial auto insurance for large companies and small ones, from long-established corporations and startups to sole proprietors and partnerships.
Why Should I Have Commercial Auto Insurance?
Commercial auto insurance is a type of protection that is provided to vehicles that are driven for business purposes. You need commercial auto coverage if you or your employees will use titled vehicles in their work. Many small-business owners believe that if their car is in their personal name then commercial coverage is not necessary and their personal auto policy will cover the auto. This is not true. Most personal auto policies exclude from coverage the use of a vehicle for commercial purposes.;
Paying too much for commercial auto insurance?
There are so many factors that affect your insurance rates. Let us shop the best rates for YOUR company.
Coverage Provided by Commercial Auto Insurance
A commercial auto policy does the same thing as your personal auto policy. It provides coverage to repair or replace a vehicle damaged in an accident and it will pay the claims of any third-party injured in the accident
- Liability
- Medical Payments or Personal Injury Protection
- Collision and Comprehensive
- Uninsured and Underinsured Motorist Coverage
- Endorsements for Hired and Non-owned Auto Liability, Permanently Attached Equipment
- You should purchase “non-owned auto” coverage as well. This coverage will provide coverage to the business when employees use their personal vehicles for the business. It will also provide coverage whenever the business makes use of vehicles it does not own. This includes your car when used for business purposes.
Copyright 2011 Commercial Specialty Insurance. Brandon, FL